Payments designed for your business model 

Most providers hand you a fixed setup and a support queue. We put people who know your industry on your account, from the first call onward. 

Licensed payment institution
Principal member of Visa and Mastercard 
PCI DSS Level 1 
25+ years of payments expertise 

More successful payments. Less complexity.

The right payment strategy helps you accept more payments, simplify operations, and support your growth.

Increase checkout conversion

Offer the right payment methods in each market, helping reduce payment drop-off at checkout

Reduce payment declines

Smart retry automatically makes another attempt when an eligible payment is declined, withing scheme rules.

Reduce operational effort

Transaction monitoring, authentication and chargeback management help reduce operational effort.

Expand into new markets faster

Add the payment methods your customers expect as you enter new markets.

Our Partners

One partner. The full payment stack. 

DIMOCO is a licensed European payment service provider and acquirer for online merchants, supervised by the FMA. We bring card acquiring, carrier billing, alternative payment methods and open banking together under one contract and one consolidated settlement. 

Card Processing

Accept Visa, Mastercard and Maestro as a direct acquirer, with risk-based SCA that clears genuine customers instead of blocking them

Carrier Billing

Let customers pay on their phone bill, with no card entry. One API, direct MNO relationships.

Alternative Payment Methods

Add the local payment methods your markets actually use.

Open Banking

Account-to-account payments in supported European markets. Zero chargebacks, near-instant settlement, no card scheme fees.

Reliability, proven at scale

50 %

historical uptime

0 + years

of payments expertise

109000

transactions processed in 2025

Settlement on schedule, in multiple currencies, under FMA supervision.  

Built for the way your industry sells

We work with merchants across the full spectrum, from everyday eCommerce to the most tightly regulated verticals. High-risk shouldn’t mean homeless. Where acceptance is hardest, we take the time to understand complex setups, and bring risk models these industries require, and we keep the account long term. 

Why merchants choose DIMOCO 

Designed, not templated.

Your payment mix, your markets and your risk profile shape the setup, not the other way round. 

High-risk expertise.

Supporting regulated and high-risk merchants requires specialist payment expertise and a partner committed to long-term relationships. 

People, not portals.

You work with dedicated integration managers and a support team that knows your account from implementation thought day-to-day operations, not a self-serve queue.

Built for straightforward integration 

Whether you need a hosted payment page or full control over your checkout, DIMOCO offers integration options to match your technical requirements. Documentation and a test environment are available throughout the evaluation process, so your developers can explore the integration before you go live.

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Let's design the solution that fits your business 

Tell us how you sell and where. We’ll show you the payment strategy that fits, and what it takes to go live. 

A payments specialist who knows your vertical. No obligation.